Terms of Service

Last updated: July 13, 2026

These Terms of Service (“Terms”) govern your use of the services provided by Crosspoint Formations Inc. (“Crosspoint,” “we,” “us,” or “our”). By engaging our services or making a payment, you agree to these Terms.

1. Who We Are

Crosspoint Formations Inc. is a private business-formation and consulting company. We are not a government agency, law firm, or licensed tax advisor, and we are not affiliated with, endorsed by, or acting on behalf of any government. We assist clients by preparing and submitting business-formation and tax-registration applications, and assisting with business-banking applications.

2. Our Services

We provide preparation and submission of company-formation filings, tax registrations, registered-office and registered-agent arrangements, and assistance preparing and supporting your business-banking applications with third-party financial institutions. The specific services included in your engagement are those described in your selected package or quote.

3. No Guarantee of Outcome

Our fees cover the preparation and submission of your applications, not any specific outcome. Approval of any company registration, tax number, license, or bank account is determined solely by the relevant government authority or financial institution, applying their own criteria. We do not and cannot guarantee approval, processing times, or any particular result.

4. Client Responsibilities

You agree to provide accurate, complete, and lawful information and documents. You are responsible for the legality of your business and for meeting your own ongoing tax, reporting, and compliance obligations. We are not responsible for delays or rejections caused by inaccurate information or by the requirements of third parties.

5. Fees & Payment

Our service fees, and any applicable government or third-party fees, are due as set out in your package or quote. For Canada packages, the government incorporation filing fee is included in the all-in price shown. For U.S. packages, state and government filing fees are additional, shown at cost, and confirmed before filing. Except where a price is expressly described as all-in, government and third-party charges are separate from, and in addition to, our service fees.

6. Refunds

Please see our Refund Policy, which forms part of these Terms.

7. Limitation of Liability

To the maximum extent permitted by law, Crosspoint’s total liability for any claim arising from our services is limited to the amount of the service fees you paid to us for the specific service giving rise to the claim. We are not liable for indirect, incidental, or consequential damages, or for the acts, decisions, or processing times of any government authority or third-party institution.

8. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any dispute shall be subject to the courts of Ontario.

9. Contact

Crosspoint Formations Inc.
252 Church St, Unit 516
Toronto, Ontario M5B 0E6, Canada
Email: hello@crosspointformations.com
Phone / WhatsApp: +1 437-434-6994

Crosspoint Formations Inc. is a private business-formation and consulting company and is not affiliated with any government agency.